The role of microfinance in Nigeria is increasing day by day, and the needs are also increasing. As of this year, the country is much more developed in the tech industry and expanding with support from top tech companies around the world.
In Nigeria most SMEs used to have problems with local banks before the heavy arrival of the microfinance banks. As years passed by, in 2025 microfinance banks like Accion are key in empowering small businesses and low-income earners.
Even though most people don’t see them as worthy and powerful as local banks that have been around for years, microfinance banks are playing a very great role in bridging the gap where big banks fail.
In this article you will get a step-by-step guide on checking your Accion MFB balance via USSD in 2025. Also, you’ll get answers to common issues, fixes, and FAQs concerning the Accion MFB USSD code in Nigeria.
Learn More About Accion Microfinance Bank
Accion Microfinance Bank Limited has been supporting millions of Nigerians for more than 15 years. The company was established in 2006 and began operations in May 2007 after receiving its license from the Central Bank of Nigeria. Some of the major services it offers includes:
• Microloans: Small, short-term loans to micro-entrepreneurs and individuals with limited access to conventional banking.
• Savings Products: Options for disciplined savings so customers can build up small funds over time.
• Digital / Mobile Banking: Including an app (“AccionMonie”) that allows transfers, loans, payments, and other features.
• Agent / Branch Network: Physical branches and agent locations across Nigeria so people can access services locally.
• USSD Code Services: Availability of the USSD code for users with no data or Internet connection to have adequate access to their services.
In terms of reputation and reach:
• Credit Rating: Accion MFB holds a ‘Bbb+’ rating from Agusto & Co., noting good capitalization and experienced management, though with some cost-to-income and non-performing loan (NPL) challenges.
• Employees’ View: On Indeed it’s rated about 4.1/5 for company culture in Lagos, showing staff generally view working conditions fairly positively.
• Customer Base & Scale: Over 1 million customers served; more than 70 branch & agent locations across Nigeria; multiple awards for financial inclusion.
Step-by-Step Guide to Check Accion MFB Account Balance Using USSD Code
This is the simple step-by-step procedure to check your Accion MFB account balance right from your mobile phone without the need for an internet connection.
- Step 1: Dial the USSD code (*572#).
- Step 2: Select Option 5, “Balance,” from the menu.
- Step 3: Select the account to check balance.
- Step 4: Continue by entering your PIN.
- Step 5: An SMS message will be sent to you with your account balance information.
Common Accion MFB USSD Issues & How to Fix Them
Using the Accion MFB USSD code is one of the fastest methods of accessing the major services by the Accion MFB, such as checking account balance, applying for loans, bill payments, goal setting, airtime and data, and many more options.
By checking your account balance using the USSD, you can encounter one of these errors, and we’ve talked in detail about how you can get rid of the errors.
1. Banking Services Unavailable:
This is one of the major issues people face while trying to get into the Accion Bank USSD Code, especially on weekends. If you’re trying to use the USSD Code and you’re seeing an error that says “Banking services temporarily unavailable,” Please try again later.” That’s a banking service error, and to solve this problem, you will need to hold on and wait for some minutes or hours for the Accion MFB tech team to restore their USSD services.
2. Incorrect Pin:
For this one, you can easily sort this yourself, and all you need is to change your Accion MFB pin, and you will be able to use the USSD service excellently.
3. USSD App Error: When using the USSD code, you can encounter an error screen that says “App error occurred [8086c3].” Don’t panic; wait for a few minutes and retry again, and you should be able to get into the Accion MFB USSD services.
4. Account Not Found:
This is a very common issue you may be having. If you are using Accion MFB, you have the app and are making good transactions.
If you want to access the USSD services, you will need to contact Accion support and get your account registered for both the mobile app and the USSD program, so if you’re seeing an error that says, “Sorry, you have to register to perform this transaction,” Then you’re not yet registered for the USSD services of the Accion MFB.
Frequently Asked Questions (FAQs)
1. What is the Accion Microfinance USSD code for checking balance?
The official USSD code for Accion Microfinance Bank is *572*5#. Once you dial the code, you can select the next option and follow the prompts of selecting account to view your account balance.
2. Can I check my Accion MFB balance without internet?
Yes. You do not need mobile data or an internet connection to check your balance. The USSD service works on any mobile phone, including basic feature phones.
3. Is the Accion USSD code safe for transactions?
Yes. Accion MFB uses PIN verification and secure banking systems to protect your transactions. However, it is important to keep your PIN confidential and avoid sharing it with anyone.
4. What should I do if the USSD code is not working?
If you see errors like “Banking services unavailable” or “App error occurred,” wait a few minutes and try again. For persistent issues, contact Accion MFB’s customer support or visit the nearest branch.
5. Do I need to register before using the USSD code?
Yes. Your account must be registered for USSD services. If you are new or unable to access the service, reach out to Accion MFB support to activate your USSD banking.
Conclusion
Accion Microfinance Bank has played a major role in improving financial inclusion in Nigeria by making essential services available to everyday people. With the *572*5# USSD code, customers can now check their balances, apply for loans, and access other services quickly without the internet.
The process is simple, fast, and reliable, especially in areas where network coverage or data services are limited. By following the step-by-step guide in this article, you can stay on top of your finances anytime and anywhere. If you are an Accion MFB customer, try the USSD code today to enjoy stress-free banking.
