The digital lending space in Nigeria keeps growing faster every year. Today, it’s even easier to borrow small or medium cash loans within minutes right from your phone without any paperwork or long process.
One of the trusted options many Nigerians now use is TLoan, a mobile loan app owned by GIASUN Technology Nigeria Limited, fully available on the Google Play Store.
This app gives access to quick personal loans to users with verified identities and good repayment histories. It’s fast and secure, and the process is completely online, no collateral, no stress.
TLoan Loan Overview
| Feature | Details |
|---|---|
| Provider | GIASUN Technology Nigeria Limited |
| Platform | TLoan App (Android) |
| Loan Type | Personal / Salary-based instant loans |
| Loan Amount Range | ₦5,000 – ₦200,000 |
| Tenure (Duration) | 91 days – 365 days |
| Interest Range | 0.1% – 30% monthly (depends on credit score) |
| Disbursement | Instant transfer to bank account |
| Repayment Channel | Through the TLoan app or linked bank card |
| Availability | All Nigerian states |
TLoan Interest Rate Breakdown (2025 Update)
TLoan’s interest rate depends on your loan amount, repayment period, and repayment history.
Here’s a simple example:
| Example | Details |
|---|---|
| Loan Amount | ₦20,000 |
| Tenure | 120 days |
| Interest (16%) | ₦3,200 |
| Processing Fee | ₦0 |
| Total Repayment | ₦23,200 |
| Monthly Payment (est.) | ₦5,800 |
The longer your tenure, the slightly higher the interest, but users who repay early often qualify for lower interest and higher loan offers later.
How to Use the TLoan Calculator
If you want to estimate how much you’ll repay before applying, follow these steps:
- Open the TLoan app (download from Google Play Store if you don’t have it).
- On the dashboard, tap “Loan Calculator” or select “Apply Loan” to preview.
- Enter your desired loan amount and repayment duration.
- The system will instantly show your interest, total repayment, and due date.
- Adjust the amount to find what fits your budget.
Loan Application Requirements
To get approved easily, ensure you have:
- A valid BVN (Bank Verification Number)
- An active bank account
- A stable income source
- A good credit record (no unpaid loan with other apps)
- An Android phone with internet access
Once approved, TLoan sends the money instantly to your bank account within minutes.
Why People Choose TLoan
- Fast and easy approval process
- No paperwork or collateral
- Transparent loan details before confirmation
- Secure and encrypted transactions
- Lower interest for good borrowers
- 24/7 access—apply anytime
Common Questions
Q1: How can I increase my loan limit on TLoan?
→ Repay loans on or before the due date and maintain a clean credit history. Each successful repayment boosts your score.
Q2: Can I apply for another loan while one is running?
→ No, you must finish your current repayment before a new loan can be approved.
Q3: Does TLoan call my contacts if I delay repayment?
→ TLoan may access contact details (as disclosed in its policy), but responsible users who communicate or pay on time never face this issue.
Q4: Is TLoan a scam or real?
→ TLoan is a verified loan app by GIASUN Technology Nigeria Limited, listed on Google Play with thousands of downloads and active reviews.
Conclusion
TLoan continues to stand out as one of Nigeria’s most accessible mobile loan apps—especially for users who want small, fast, and secure cash loans without any paperwork.
If you’re looking for flexible short-term borrowing with transparent interest and repayment info, the TLoan app is one of the easiest ways to start.
Download it from the Google Play Store, set up your profile, and try the calculator to find a loan plan that fits your pocket.
