The finance industry is evolving, and millions of Nigerians rely on microfinance banks for quick access to their funds and financial services, especially when commercial banks feel out of reach.
This increase in the number of daily users of microfinance banks benefits both new and old banks, thanks to their flexibility to perform actions instantly. With just a few clicks, your balance or transaction can be verified in seconds.
AB Microfinance Bank is one of the institutions leading the way, supporting SMEs, traders, and low-income earners who need fast, convenient access to their accounts. Checking your account balance has never been easier thanks to their USSD service.
In this guide, we’ll show you how to check your AB Microfinance account balance using the USSD code, all without internet access.
Learn More About AB Microfinance Bank
AB Microfinance Bank is licensed by the CBN and has been operating in Nigeria for years. They focus on helping SMEs, traders, and low-income earners.
By providing a USSD code for accessing major services, AB Microfinance understands that not everyone has constant internet access, and mobile banking apps can fail due to network issues.
With this AB MFB USSD code, customers can check balances, apply for loans, and manage accounts conveniently offline.
Step-by-Step: Using AB (myABmobile) USSD Code to Check Account Balance
Follow these steps depending on whether you are a registered or new user of ABmobile.
A—If your phone number is already registered (registered user)
• Dial the USSD code: *389*755# from the phone number linked to your AB account.
• Wait for the main menu to appear. You will see the menu list: Balance, Transfer, Loans, Pay Bills, and Account Services.
• Check your balance: select the Balance option.
• When prompted, enter your USSD PIN to authorize. The balance will be sent by SMS.
Quick “what to press” cheat
• Dial: *389*755# → If the menu shows Activate account, press 1.
• Then: enter account number → create PIN → confirm → wait for success SMS.
• After success: to check balance, press the menu number for Balance, then enter PIN.
B—If your phone number is not yet registered (the “Activate account” flow)
• Dial *389*755#. When presented with the first menu, choose 1 = Activate account.
• Enter your AB account number exactly when prompted.
• Set your USSD PIN (choose a 4-digit PIN following on-screen rules). Enter it twice to confirm.
• Wait for registration confirmation on-screen and via SMS (“Registration successful, your mobile banking is active”).
• After success, the full menu (Home, Balance, Transfers, Loans, etc.) appears, you’ll see options like 0 = Home and 9 = Exit.
• If activation fails on USSD: complete registration at a branch or via the myABmobile app.
Common AB Microfinance USSD Issues & How to Fix Them
Using the AB Microfinance USSD code is one of the fastest ways to access your account balance and other services. Here are common issues:
1. Banking Services Unavailable:
Common on weekends or late hours. If you see “Banking services temporarily unavailable,” wait 10–30 minutes and try again.
2. Incorrect PIN:
If your PIN is wrong, reset it via the app or visit a branch. Don’t guess repeatedly.
3. Invalid Code / No Response:
Make sure you dial *389*755# exactly. If it continues, use the AB mobile app or visit a branch.
4. Activation Still Failing:
New users may need to finish registration via the app or branch before using USSD fully.
Frequently Asked Questions (FAQs)
- What is the AB Microfinance USSD code to check balance?
The official code is *389*755#. Dial it, select Balance, and enter your PIN to view your account balance. - Can I check my AB balance without internet?
Yes. The USSD service works on any phone, even non-smartphones. - Is the AB USSD code safe for checking balance?
Yes. AB requires PIN verification before any access. Keep your PIN secure and private. - What should I do if the USSD code isn’t working?
Wait a few minutes and retry. Persistent problems? Use the app or visit a branch. - Do I need to register before checking my balance?
Yes. If you’re new, follow the activation process when you dial the code, or complete registration at a branch.
Conclusion
With the AB Microfinance USSD code *389*755#, checking your account balance is fast, safe, and convenient. It works offline and is ideal for both new and existing users. Keep your PIN secure, and for any issues, use the myABmobile app or visit the nearest branch.
