In Nigeria, there has been a lot of information online about loans and microfinance banks. You will see some content and videos insulting loan apps and banks, while some will recommend them highly. The truth is that microfinance banks have been a huge support to people and small businesses, some of them are Lapo, Sofri, and CashX.
Let’s be clear, the Nigerians that truly understand how money works and know how to move with good business ideas are the ones growing fast through loan support.
The ones that don’t understand how the banking system works are usually the same people that go online to make bad reviews, mostly on TikTok and YouTube. Some of those content creators only do it to make money.
Your best move should be to always visit a real source like TechManly, where we do proper research and ask real users of different loan apps before we recommend any of them.
Most of these apps are actually good, but they become strict when you delay payment or break the rules after your grace period.
In this post, we’ll walk you through everything you need to know about creating an account on the Alend Loan App in Nigeria, step by step.
About the Alend App
Alend is a licensed personal loan app developed by LittleAnt Ltd, a registered money lender certified under FCCPC and NDPC guidelines in Nigeria. The app helps users access instant cash loans with flexible repayment plans and full data protection.
Alend operates fully online, no paperwork, no collateral, and no office visit. You can borrow money up to ₦2,000,000 directly to your bank account once verified.
Key things you should know about the Alend app:
- Registered under LittleAnt Ltd. with CBN license.
- Offers loans from ₦4,000 to ₦2,000,000.
- Has NDPC and FCCPC certifications.
- Available 24/7 with fast disbursement.
- Supports repayment up to 12 months.
- Uses a secure HTTPS connection for all data.
How to Create an Account on the Alend App (Step-by-Step)
Follow these easy steps to create your Alend account and get started:
- Download the Alend App
Go to the Google Play Store or Apple App Store and search for “Alend.” Download and install it. Make sure it’s the one by LittleAnt Ltd. with over 1 million downloads. - Open the App
Tap the app icon to open it. You’ll see two options: Register and Login.
Since you’re a new user, select Register. - Enter Your Phone Number
Type in your active phone number (preferably the same one linked to your BVN).
Tap Get OTP, and wait for the 6-digit verification code sent by SMS. - Enter OTP
Once you receive the code, input it to verify your number.
Note: Some 9mobile numbers might not receive OTP easily; if that happens, try requesting it again or use another SIM. - Create Your Password
Set a strong password for your account. You’ll use it whenever you want to log in. - Provide KYC Details
Alend will ask you to complete your KYC (Know Your Customer) information. This includes:- BVN Number (for credit verification)
- Full Name & Date of Birth
- Valid ID (NIN, driver’s license, or international passport)
- Linked Bank Account (where funds will be disbursed)
- Address or Employment Details (optional for first loan)
- Agree to Terms and Continue
Review the privacy policy, terms, and consent form. Tap Agree & Continue. - Wait for Confirmation
Once all details are verified, your Alend account will be successfully created. You can now log in and apply for a loan immediately.
Loan Access After Registration
Once your account is active, Alend will automatically run a quick eligibility check based on your BVN, phone number, and credit history.
You’ll see your credit limit displayed on the dashboard, usually between ₦4,000 and ₦2,000,000 depending on your score.
The app allows you to:
- Choose loan amount
- Select repayment tenure (91 days to 12 months)
- View interest rate before applying
Tip: Always use accurate personal details; fake info can lead to automatic rejection.
Eligibility Requirements
Before applying for a loan or creating an account, make sure you meet these:
- Must be a Nigerian citizen.
- Age between 18 and 60 years.
- Must have a valid BVN.
- Must have a functional bank account.
- Must use a smartphone with Android 6.0+.
Conclusion
Creating an account on the Alend app is very simple and fast. The entire process is online, takes just a few minutes, and once your BVN and ID are verified, you can apply for a loan immediately.
Alend has become one of the trusted and licensed loan apps in Nigeria, offering a smooth experience with quick approvals and low interest.
