If there’s one thing that’s now clear in 2025, it’s that survival in Nigeria no longer depends on just hard work, it’s about how smart and financially ready you are.
Many people now have the skill and the drive, but the truth is, without funds, ideas just stay ideas.
That’s why smart people are now turning to legit digital loan apps like Quickash, where you can borrow money instantly without the long talk or office stress.
Whether you’re a student, small business owner, or salary earner trying to push through the month, the Quickash app gives you quick access to credit straight from your phone.
In this guide, I’ll show you exactly how to register and borrow a loan on the Quickash app, including what you need to qualify, repayment details, and how to avoid common issues people face during the process.
Learn More About Quickcash
Quickcash is a loan platform owned by Bridgenext Innovations Limited, licensed in Nigeria to provide instant digital loans. The app started gaining attention in late 2024 and now has over 1 million downloads on Google Play.
The idea behind Quickash is simple—fast and stress-free loans. You can apply and receive up to ₦1,000,000 in just a few minutes.
Everything happens online through the app, and there’s no collateral or physical paperwork required.
Quickcash also has good customer ratings (above 4.1 stars) because of its low interest, easy repayment structure, and fast loan disbursement time (usually within 3–5 minutes after approval).
Quickcash Loan Features
- Loan Amount: ₦100,000 to ₦1,000,000
- Interest Rate (APR): 24%–35.9% per year
- Loan Duration: 91–365 days (3 to 12 months)
- Payout Time: 3–5 minutes after approval
- Eligibility: Nigerians 18+ with BVN and an active income source
- Repayment: Direct debit or in-app payment
- No Hidden Fees: Interest is clearly displayed before you accept the loan.
Step-by-Step: How to Register on the Quickash App
- Download the App
Go to the Google Play Store, search for “Quickcash Loan App,” and click install.
(Developer: Bridgenext Innovations Limited—about 12 MB). - Open the App
Tap Start and enter your phone number linked to your BVN. You’ll receive a verification code (OTP). - Verify and Set Up Profile
Enter the OTP and fill in your details—full name, BVN, date of birth, and address.
Quickcash uses this to verify your credit score. - Accept Privacy Policy & Terms
The app will request access to your camera for facial verification and your device data to confirm your identity. Approve to continue (your info is encrypted and secure). - Complete Your KYC (ID Verification)
Upload a valid government ID (like NIN, voter’s card, or driver’s license). This helps Quickcash verify that you’re real and not using another person’s identity. - Set Up Payment Account
Add your active bank account—this is where your loan will be sent when approved. - Registration Complete
Once verified, your Quickcash dashboard opens, showing your available loan limit.
Step-by-Step: How to Apply & Borrow a Loan
- Log in to the Quickcash App
Use your verified phone number. - Click “Apply for Loan.”
On the main page, you’ll see an option showing your available loan limit. - Select Loan Amount and Duration
Choose the amount you want (from ₦100,000 up to ₦1,000,000) and select how long you want to repay, from 3 months up to 12 months. - Review Loan Terms
Before confirming, the app will show your interest rate, repayment plan, and total payable amount. Example:- Loan: ₦800,000
- Tenor: 6 months (180 days)
- APR: 24%
- Interest = ₦94,685
- Total repayment = ₦894,685
- Monthly repayment = ₦149,114
- Submit Application
Click “Submit,” and Quickcash will process your loan request in less than 5 minutes. - Receive Fund
Once approved, your loan will be credited instantly into your registered bank account. - Repay Easily
Repayment can be made directly in the app or automatically from your bank at the due date.
Loan Eligibility Requirements
To qualify for a Quickcash loan, you must:
- Be a Nigerian citizen (18 years and above)
- Have a valid BVN
- Have a stable source of income (salary, business, etc.)
- Have a good credit history
- Use your phone number linked to BVN.
Example Loan Breakdown
Sample:
If you borrow ₦500,000 for 120 days at 24% APR:
- Interest = ₦500,000 × 24% × 120 / 365 = ₦39,452
- Total repayment = ₦539,452
- Monthly payment = ₦134,863
Quickash Contact Details
- Website: www.quickashapp.com
- Email: qcs@quickashapp.com
- Phone 1: +2348103394827 (Mon–Sat 9AM–5:30PM)
- Phone 2: +2349049474819 (Sun 12PM–5PM)
- WhatsApp: 07059786661
- Office Address: Osolo Way, Isolo, Lagos
Common Issues & Fixes
- App not verifying number: Use the same number linked to your BVN.
- Loan declined: Ensure your details are correct and you have a good repayment history.
- Can’t receive OTP: Check your network or restart your phone.
- Loan not received: Confirm your bank details are correct; wait 5–10 minutes.
FAQs
1. What is Quickcash?
Quickcash is a licensed Nigerian loan platform that offers instant personal loans up to ₦1,000,000 through its mobile app.
2. How long does approval take?
Approval and disbursement usually happen in less than 5 minutes after submission.
3. Do I need collateral?
No. All Quickcash loans are collateral-free.
4. What happens if I miss repayment?
Late payment may affect your credit score or future eligibility for higher loans.
5. Can students or job seekers apply?
Yes, as long as you meet the basic BVN and identity verification requirements.
6. Is Quickash safe?
Yes. The app uses bank-level encryption, facial verification, and strict privacy controls.
Conclusion
Quickcash has become one of the easiest ways to access quick cash in Nigeria, especially for students, small business owners, and individuals looking for emergency funds. The process is fast, safe, and fully digital, no need to queue or submit paperwork.
If you’ve been thinking about getting a short-term loan without stress or collateral, the Quickash app is a good place to start. Just download, verify, and get your loan within minutes.
