Banking has really changed over the years and today, most people don’t even bother going to the banking hall unless it’s something very serious. With microfinance banks like LAPO, you can now do everything directly on your phone, from saving, borrowing, sending money, and even paying bills.
One of the easiest ways to enjoy all these is through the LAPO Mobile App, which was built to give customers quick and stress-free banking.
LAPO Microfinance Bank (MFB) is one of the top microfinance banks in Nigeria with millions of customers across 34 states including the FCT.
The bank has been in operation since the late 19s, officially licensed as a national MFB in 2012, and has over 500 branches nationwide.
Their services cover loans, savings, current accounts, debit cards, agency banking, and now full digital banking with USSD banking and the LAPO Mobile App.
The LAPO Mobile App was introduced to give customers quick access to banking services without the stress of going to a branch. It works perfectly for urban users that prefer mobile banking.
Key Features of LAPO Mobile App
The app provides almost everything you will need to manage your LAPO account. Some of the major features include:
- Self-Onboarding – New customers can register directly with BVN.
- Account Management – Check account balance, view transactions, and monitor savings.
- Transfers – Send money to LAPO accounts or any Nigerian bank.
- Loans – Apply for LAPO loans directly on the app.
- Bill Payments – Pay electricity, TV subscription, internet, and other utilities.
- Airtime & Data Purchase – Recharge for yourself or others.
- Debit Cards & Agency Banking – Connect your account to card services and enjoy POS/agent services.
How to Download and Install the LAPO Mobile App
- Open Google Play Store (Android) or Apple App Store (iOS).
- Search for “LAPO Mobile” by LAPO Microfinance Bank.
- Confirm that the app has over 100,000+ downloads and is published by LAPO MFB.
- Download and install (app size is about 10MB, requires Android 8.1 or higher).
How to Register on LAPO Mobile App (Step-by-Step)
Option 1 – For Existing Customers
If you already have a LAPO account:
- Open the LAPO Mobile App.
- Tap “Yes, I have an account”.
- Enter your LAPO account number.
- Create your mobile banking profile.
- Set a username and password.
- Confirm registration with the code sent to your phone/email.
- Log in and start using the app.
Option 2 – For New Customers
If you don’t have an account yet:
- Open the LAPO Mobile App.
- Tap “No, I don’t have an account”.
- Enter your BVN number (dial *565*0# to get it if you don’t know).
- Fill in personal details like name, phone number, and email.
- Upload your photo and confirm identity.
- Create your banking profile (username + password).
- Your LAPO account will be created instantly, and you can start using the app.
How to Use LAPO Mobile App for Transactions
- To Check Balance: Log in → Tap “Accounts” → Select your account.
- To Transfer Money: Log in → Tap “Transfers” → Choose destination (LAPO or other banks) → Enter account number + amount → Confirm with PIN.
- To Buy Airtime/Data: Log in → Tap “Airtime & Data” → Select network → Enter phone number + amount → Confirm.
- To Pay Bills: Log in → Tap “Bill Payments” → Choose service (electricity, TV, internet) → Enter details → Confirm with PIN.
- To Apply for Loan: Log in → Tap “Loans” → Choose loan option → Fill required info → Submit.
Common Issues with LAPO Mobile App & Fixes
- Invalid BVN: Make sure your BVN is correct and linked to your phone number.
- Login Errors: Reset your password using “Forgot Password” option.
- App Not Opening: Update the app from Play Store/App Store.
- Transaction Failures: Check your internet connection or retry later if server is down.
FAQ
Q1: Can I open a LAPO account directly on the app?
Yes, if you don’t have an account already, you can register with your BVN on the app.
Q2: Do I need internet to use the app?
Yes, the LAPO Mobile App requires an internet connection. If you want offline access, use the USSD code *371#.
Q3: Is the app safe for transactions?
Yes, it is secure and requires a username, password, and transaction PIN.
Q4: Can I request a loan on the app?
Yes, LAPO loans are available directly from the app without going to the branch.
Conclusion
The LAPO Mobile App makes banking with LAPO Microfinance Bank easy, fast, and stress-free. With features like transfers, airtime top-up, bill payments, loans, and full account management, you can now control your finances directly from your smartphone.
If you don’t have the app yet, download it today from Play Store or App Store and enjoy seamless banking with LAPO.
