In Nigeria today, everybody already knows that getting a small loan fast is no longer the main problem, the real problem now is managing what you borrow and knowing where you stand before applying again. Many people take loans without tracking their balance or eligibility, and later start getting declined or overcharged without even knowing why.
That’s why one thing you must know as a Quickash user is how to check your loan balance, repayment progress, and next loan eligibility directly in the app.
The good thing is that Quickash has made it super easy, you can now see everything about your loan and credit profile inside your phone within seconds.
In this post, I’ll show you exactly how to check your loan balance, repayment amount, and loan eligibility in Quickash Microfinance App in just a few simple steps.
Learn More About Quickash Microfinance
Quickash Microfinance is the lending platform owned by Bridgenext Innovations Limited, licensed by the Central Bank of Nigeria (CBN).
The company focuses on providing instant mobile loans to individuals and small business owners without collateral or paperwork.
Quickash also provides features that let users:
- Borrow and repay loans easily
- Check loan balance anytime
- View payment history
- See their loan eligibility score
- Access new loan offers faster when repayment is on time
Step-by-Step: How to Check Your Loan Balance on Quickash App
- 1. Open the Quickash App: Launch the Quickash App on your Android phone. Make sure you’re logged in with the same phone number linked to your BVN.
- Go to Dashboard:
Once you open the app, your main dashboard will display an overview of your current loan — including your balance, next due date, and total repayment left. - Tap “My Loan” or “Repayment”
Click on the loan card or “Repayment” option to see your detailed breakdown. You’ll see:- Current loan balance
- Interest remaining
- Days left till due date
- Total repayment amount
- View Transaction History:
Scroll down to see your repayment history — each payment you’ve made will show with the date and amount. - Check Loan Status:
If your loan is fully repaid, the system automatically updates your profile to “Loan Cleared.” This status also increases your next eligibility score.
How to Check Your Loan Eligibility in Quickash
- Login to Quickash App:
Open the app and sign in with your verified number. - Tap “Check Eligibility” or “Apply”
You’ll see an option to apply for a loan or check your available loan limit. - System Runs Instant Check
Quickash automatically checks your repayment history, BVN, and credit score. - View Loan Limit
Your loan eligibility (limit) will show — this is the maximum amount you can borrow now. For example:- Eligible loan: ₦250,000
- Duration: 91 days
- Interest rate: 24% APR
- Increase Your Loan Limit
To qualify for higher amounts, make sure you:- Repay early or on time
- Keep your BVN and contact details active
- Duration: 91 days
- Interest rate: 24% APR
- Increase Your Loan Limit
To qualify for higher amounts, make sure you:
-
- Repay early or on time
- Keep your BVN and contact details active.
- Don’t take multiple loans across other apps at the same time.
What Affects Your Quickcash Loan Eligibility?
Quickcash doesn’t just give loans randomly. The app uses an internal scoring system based on your financial habits and repayment behavior.
Here are the main things that affect it:
| Factor | Effect on Eligibility |
|---|---|
| On-time repayment | Increases your limit fast |
| Delayed or missed payment | Reduces your score |
| Multiple unpaid loans | May block new applications |
| Active BVN & account | Improves approval rate |
| Frequent app activity | Keeps account trusted |
| Same phone number | Keeps your data consistent |
How to Repay or Confirm a Cleared Loan
When you finish paying your loan, the app usually confirms it within 10–30 minutes. To be sure:
- Go to the “Repayment” section in the app.
- Confirm your status says “Loan Cleared” or “No active loan.”
- You’ll also receive a confirmation SMS and email.
- Your eligibility score automatically refreshes within 24 hours.
Common Questions
1. How often can I check my Quickash balance?
As often as you like. The dashboard updates in real time after every repayment.
2. Can I check loan balance without the app?
Currently, Quickash does not support USSD checking, all operations are done through the app.
3. Can I reapply immediately after full repayment?
Yes, once your status changes to “Loan Cleared,” you can reapply right away.
4. My loan balance didn’t update after payment. What should I do?
Restart the app or contact Quickash support with your payment receipt.
Contact & Support
- Website: www.quickashapp.com
- Email: qcs@quickashapp.com
- Phone/WhatsApp: 07059786661
- Office: Osolo Way, Isolo, Lagos
Conclusion
Checking your loan balance and eligibility regularly helps you stay ahead, no surprises, no overdue fees, and higher limits next time.
With the Quickash App, all your loan details are in one place: your current balance, repayment progress, and how much more you can qualify for.
Just log in anytime, stay consistent with repayment, and Quickash will keep increasing your credit access automatically.
