How to Buy Airtime and Data Using Accion Microfinance USSD Code (2025)

The world is moving faster, thanks to the upgrading level of AI and technology and the banking world is not left out in this improvements. One of the reasons why microfinance banks are fast replacing traditional banks in Nigeria is because of the convenience they give to their users. Nobody wants to stand in a long queue at the bank just to recharge their line or buy data when it can be done instantly from their phone.

Accion Microfinance Bank (MFB) has been a strong part of this change. With both their AccionMonie mobile app and the *572# USSD code, you can recharge airtime or data for yourself or for family and friends in seconds, even without internet access.

This article will guide you on how to use Accion’s USSD code to buy airtime and data step by step, and also show you how to fix common problems if you encounter them.

Learn More About Accion Microfinance Bank

Accion Microfinance Bank was licensed in 2007 by the Central Bank of Nigeria and has grown steadily over the years to become one of the most trusted microfinance institutions in the country. With more than 74 branches across Nigeria, the bank supports small businesses, traders, and low-income earners through financial inclusion.

In 2025, Accion is more digital than ever. The AccionMonie app allows users to buy airtime, data, pay bills, send money, and apply for loans instantly. But even if you don’t have internet or a smartphone, the USSD service (*572#) makes sure you are not left behind.

Some of Accion’s success in 2025 include:

• ₦5 Billion Commercial Paper Programme to strengthen SME support.
• New branch opening in Ilorin (June 2025).
• Recognition as one of the Top 10 Microfinance Banks in Nigeria for business loans.
• Over hundreds of thousands of users now active on both USSD and the AccionMonie app.

With this growth, buying airtime or data directly from your Accion account has become one of the easiest things to do.

What You Can Do with Accion USSD Code for Airtime & Data Services

Here’s what the USSD service covers:

• Self-Recharge: You can easily buy airtime directly for the phone number linked to your Accion account (probably your main phone number).
• Third-Party Recharge: You can recharge for another phone number (family, friends, or business lines).
• Data Bundles: You can easily purchase Internet data bundles from your Accion account balance.
• 24/7 Availability: The code make accessibility easier and there’s no need for internet or bank visits, works even at night and on weekends.

Step-by-Step: Buy Airtime or Data Using Accion USSD

For Registered Users (Already Have an Account)

1. Dial *572# from the phone number linked to your Accion account.
2. From the menu, select Airtime/Data.
3. Choose whether you want Airtime or Data.
4. Select Self (your own number) or Other (another number).
5. Enter the amount (for airtime) or choose the bundle (for data).
6. Confirm the details shown on screen.
7. Enter your USSD PIN to authorize the purchase.
8. Wait for on-screen confirmation + SMS notification.

For First-Time Users (New to USSD)

1. Dial *572#.
2. Select 1 = Register.
3. Enter your Accion account number (from the app or branch). Random numbers will not work.
4. Create a USSD PIN and confirm it twice.
5. After successful registration, you can now use the Airtime/Data option on the main menu.

Common Issues & Fixes

• Account Not Found → You must have a valid Accion account from the app or branch before using USSD.
• Banking Services Unavailable → Happens mostly during maintenance or network downtime. Wait a few minutes and try again.
• Wrong PIN → Repeated wrong entries will block transactions. Reset via app or branch if forgotten.
• Invalid Code → Always dial *572# correctly. Any mistake will not bring the correct menu.

Frequently Asked Questions (FAQs)

• What is the Accion USSD code to buy airtime or data?
  The official code is *572#.
• Can I recharge for another number with Accion USSD?
  Yes. You can recharge any Nigerian phone number, not just your own.
• Do I need internet for this?
  No. The service works on both smartphones and basic feature phones without internet.
• Is it safe to buy airtime or data with USSD?
  Yes. Every transaction requires your PIN, making it secure.
• What happens if my recharge fails?
  Check your account balance, network status, and retry. If it persists, use the app or contact a branch.

Conclusion

Accion Microfinance Bank has made airtime and data recharge stress-free through its *572# USSD service. Whether you are topping up your own line or helping family and friends, the process is fast, secure, and available anytime.

Combined with the AccionMonie app, users now have multiple ways to stay connected without the need to visit a branch or rely on scratch cards. In just a few clicks, you can stay online, keep your phone active, and enjoy seamless banking.